PRIVACY POLICY

Effective date: September 3, 2026

Truck Insurance Prospects is operated by NIKOLOV AGENCY, LLC (“Truck Insurance Prospects,” “we,” “us,” or “our”). This Privacy Policy explains how we collect, use, disclose, and protect information when you visit truckinsuranceprospects.com, request information about commercial trucking insurance leads, or otherwise communicate with us.

1. INFORMATION WE COLLECT

Information you provide. We may collect your name, email address, telephone number, agency or company name, licensed states, desired lead volume, targeting preferences, and any other information you submit through our forms or communications.

Information collected automatically. When you use our website, we and our service providers may collect device and browser information, IP address, pages viewed, referring URLs, approximate location, timestamps, and cookie or analytics data.

2. HOW WE USE INFORMATION

We may use information to:

• Respond to lead-availability requests and provide requested services.

• Deliver, manage, and improve commercial trucking insurance lead services.

• Communicate about your account, requests, purchases, support, and service updates.

• Send marketing communications where permitted by law and consistent with your choices.

• Analyze website performance, prevent fraud or misuse, and protect our legal rights.

• Comply with applicable laws and enforce our agreements.

3. TEXT MESSAGES AND TELEPHONE COMMUNICATIONS

If you opt in, we may send informational or marketing text messages to the telephone number you provide. Message frequency varies. Message and data rates may apply. Consent to marketing messages is not a condition of purchase. Reply STOP to opt out or HELP for help. Carriers are not liable for delayed or undelivered messages.

We do not sell or share mobile telephone numbers, text-message opt-in data, or SMS consent with third parties or affiliates for their own marketing or promotional purposes. We may share this information with vendors that help us deliver messages and operate our communications, solely for those purposes.

4. HOW WE SHARE INFORMATION

We may disclose information to:

• Service providers that support hosting, analytics, communications, payment processing, customer management, security, and related business operations.

• Professional advisers, regulators, law enforcement, or other parties when required by law or reasonably necessary to protect rights, safety, or property.

• A successor or potential successor in connection with a merger, financing, sale, reorganization, or transfer of all or part of our business.

• Other parties when you direct us or provide consent.

We do not sell personal information for money. We do not disclose personal information to third parties for their own direct marketing except with your consent.

5. COOKIES AND ANALYTICS

We may use cookies and similar technologies to keep the website functioning, remember preferences, measure traffic, and understand how visitors use the site. You may adjust browser settings to limit cookies, although some features may not work properly.

6. DATA RETENTION AND SECURITY

We retain information for as long as reasonably necessary to provide services, maintain business and legal records, resolve disputes, prevent fraud, and meet legal obligations. We use reasonable administrative, technical, and physical safeguards, but no system or transmission method can be guaranteed completely secure.

7. YOUR CHOICES AND PRIVACY RIGHTS

You may unsubscribe from marketing emails using the link in the message and opt out of text messages by replying STOP. Depending on where you live, you may have rights to request access, correction, deletion, or information about certain disclosures of your personal information. We will review verified requests and respond as required by applicable law.

To submit a privacy request, email [email protected] or call (912) 596-3667. We may need to verify your identity before completing a request.

8. CHILDREN

Our website and services are intended for businesses and adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13.

9. THIRD-PARTY SERVICES

Our website may link to or use third-party services. Their privacy practices are governed by their own policies, and we are not responsible for their content or practices.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. We will post the revised version on this page and update the effective date. Your continued use of the website after an update means the revised policy applies to future use.

11. CONTACT US

NIKOLOV AGENCY, LLC

Truck Insurance Prospects

22 S MAIN ST, SUITE 103

Statesboro, GA 30458

Email: [email protected]

Phone: (912) 596-3667